Cost

The Ultimate Guide to Buying a New Construction Home in Florida

10 min read

From lot selection and builder vetting to allowances, change orders, and final walkthrough.

Custom build vs. production builder

Production communities offer fixed plans and faster timelines. Custom and design-build firms like Customized Builders fit owners who want a specific lot, architectural direction, or finish level that production cannot offer.

In South Florida, the difference often shows up in permitting complexity, flood and wind requirements, and how change orders are handled once construction starts.

Vetting a Florida builder

Verify active Florida licenses on myfloridalicense.com. Ask for recent projects in your county, not just a photo gallery from ten years ago. Talk to past clients about how the builder handled surprises, not whether the kitchen photographs well.

  • Confirm GC, plumbing, and electrical licenses (or documented subs if not in-house)
  • Review a sample budget with line-item contingency
  • Ask who owns day-to-day communication once permits are filed
  • Walk an active job site if possible

Allowances, selections, and change orders

Allowances are placeholders for finishes not yet chosen. Low allowances make the base price look attractive until selections push the number up. A strong builder explains allowance logic upfront and logs changes in writing with cost and schedule impact before work proceeds.

Final walkthrough and close-out

Before closing or final draw, walk every room with punch-list documentation. In Florida, pay attention to impact openings, drainage, and mechanical rooms in flood zones. Your builder should deliver warranty terms, permit sign-offs, and maintenance notes for new systems.

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